Act Now to Eliminate Lifetime Caps!

October 9, 2009

While we have been excited to see the elimination of lifetime caps included in each health reform proposal currently being considered by Congress, the old adage "the devil is in the details" holds true.  Although all of the bills eliminate lifetime caps, in some proposals, the provision will be delayed and in others there is no requirement for existing plans.  We need you to write your members of Congress to ask for lifetime caps to be prohibited immediately.

As of the time of this writing, the way that the bills are currently drafted would result in many people potentially facing lifetime caps, even after health reform is enacted.  Individuals with employer-sponsored insurance could face caps until 2018 or possibly indefinitely if their insurance coverage does not change.  This is unacceptable.  NHF has been advocating for the immediate elimination of lifetime caps in both new and existing plans in all insurance markets.  Click here for more information on the bills.

Congressional leaders are currently working to combine the various health reform bills into House and Senate versions before they can be voted on by each chamber.  Now is the time for everyone who wants lifetime caps to be eliminated to contact Congress.

Ask Your Senators to Eliminate Lifetime Caps!

Ask Your Representatives to Eliminate Lifetime Caps!

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